Protecting Your Most Valuable Asset — Your Income
Most people understand the importance of insuring their car, home, or business. But what about the asset that makes all of those possible — your income?
If you were unable to work due to an accident, illness, or disability, the financial impact could be devastating. Regular bills, mortgage payments, and everyday expenses don’t stop just because your income does. That’s why income protection insurance is one of the most important types of cover you can have.
Why Income Protection Matters
Your income supports everything — your lifestyle, your family, and your financial future. If it suddenly stopped, how long could you realistically manage without it?
Income protection insurance provides a regular replacement income if you’re unable to work due to illness or injury. It ensures you can continue to pay your bills and maintain your standard of living while you recover.
Without it, even a few months out of work could cause serious financial strain.
How Income Protection Works
An income protection policy pays you a portion of your salary (typically up to 75%) if you become unable to work for medical reasons. Payments continue until you return to work or until the end of the agreed benefit period.
Key benefits include:
Financial stability during recovery or rehabilitation
Peace of mind knowing your family’s needs are covered
Flexible options to suit employees, business owners, or self-employed individuals
Tax efficiency depending on the type of policy and your circumstances
How Power Insurances Can Help
At Power Insurances, we understand that every client’s situation is unique. With over 25 years of experience, our team helps individuals and business owners find the right level of protection for their income and lifestyle.
We’ll guide you through:
Choosing the most suitable cover type
Setting the right benefit and waiting periods
Reviewing existing policies for gaps or overlaps
Comparing options from leading insurers
Our goal is simple — to make sure your income, and everything it supports, is properly protected.
What You Should Do
If you haven’t reviewed your personal or business protection recently, now is the time to act.
Consider how long you could manage without your income
Contact Power Insurances for professional advice
Find a tailored policy that safeguards your financial stability
Your income is the foundation of your financial security — make sure it’s insured just like your car, home, or property.
Get in touch with us today to discuss how income protection can give you peace of mind for the future.
